Description:
Cake Mortgage is a progressive National Mortgage Lender based out of Chatsworth, CA offering both competitive compensation and career growth.
We are always looking for like-minded passionate individuals to join our team and grow within our organization.
Cake Mortgage Corporation is seeking a Mortgage Closer to join our growing organization.
The ideal candidate is a self-motivated individual who is reliable, efficient, has a sense of responsibility, and the willingness to learn.
The Mortgage Closer will coordinate all phases of the closing process including preparing closing packages, communicating with all parties involved in the transaction, and ensuring that all documentation is complete, accurate and in compliance with legal regulations.
Requirements:
Responsibilities may include, but not limited to:
Organize and prepare all closing and legal documents in accordance to state and/or federal regulations
Ensure all disclosures are prepared accurately and in conformance with TRID and Investor policies, guidelines and timelines
Ensure that all loans are closed without delays and comply with company and investor requirements
Confirm that loans are closing only after Underwriter’s final approval
Address questions from internal and external parties regarding closings and proactively handle any issues that may arise
Meet performance requirements (volume, quality and timeliness)
Work with a high sense of urgency when responding to follow-ups and internal/external communications
Review funding documents for completeness and accuracy, prior to authorizing loans to fund
Communicate with loan officers, processors, escrow officers, and settlement agents to keep them updated throughout the closing process, and fund loans in a timely manner
Ensure that all loan conditions outlined by the underwriter are cleared, performing updated verification tasks, and coordinating with title companies as required
Request daily wires from warehouse banks
Meet production and quality standards consistently
Work independently and manage pipeline to ensure deadlines and production goals are met
Assist with post-closing functions, as needed
Provide daily status to manager on all unfunded loans
Perform other related duties as required and assigned
Qualifications
2 years’ TRID experience in closing/funding
Mortgage experience
Must be able to multi-task and excel in a fast-paced environment
Ability to read, analyze, and interpret complex documentation
Ability to respond effectively and urgently to inquiries or complaints
Excellent problem solving skills
High School Diploma/GED equivalent
Cake Mortgage does not tolerate discrimination of any type.
Cake Mortgage offers equal employment opportunity to all qualified persons without regard to race, age, color, religion, sex/gender, gender identity, sexual orientation, marital status, medical condition, military or veteran status, national origin, ancestry, disability, or any other considerations made unlawful by Federal, State, or Local law.
Cake Mortgage provides eligible and qualified employees with opportunities to advance.
Cake Mortgage is an at will employer.
Cake Mortgage is committed to providing employees with a work environment free of discrimination and harassment.
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