Mortgage Loan Originator - Bilingual Mandarin

*Mortgage Loan Originator* *Mortgage Loan Officer* *Mandarin Speaking* *KBHS exclusively serves the customers of one of the nation’s Top Five Residential Builders - KB Home.
If your career satisfaction is based on providing world-class service to your borrowers - including more time to build solid relationships - you’ve come to the right place.
* Pay range for this role is $60,000-$150,000+, based on As a KBHS Mortgage Loan Originator (“MLO”), you will assume full responsibility to guide new KB Home purchasers through the loan process from pre-qualification, application, loan approval, and loan closing.
You will pre-qualified prospective KB Home buyers introduced by a KB credit portal, review financing options, and assist credit-challenged purchasers, as needed.
You will serve as the primary point of contact for homebuyers throughout the home buying process for assigned communities.
Establishing and maintaining a partnership with the KB Home sales team is vital to the success of the MLO in this role.
Strong interpersonal and communication skills, coupled with product knowledge and a sense of urgency are all requisites for the role.
The ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences is essential.
A minimum of 2+ years MLO experience a must, builder background preferred, and strong purchase product knowledge around conventional, FHA, and VA financing options required.
*Essential Duties and Responsibilities* · Spend adequate time in builder communities earning the business by reaching out to 100% of the customers.
· Provide weekend support in builder communities and grand opening functions.
· Make presentations on loan products in Sales Meetings and with Sales staff in builder communities.
· Meet with the Branch Manager on a weekly basis to review the goal metrics plan vs.
results.
· Responsible for marketing KBHS products and services to potential business sources for the purpose of loan origination.
· Represent KBHS in a professional manner at industry-related functions.
*Initial Loan Application:* · Daily focus and discipline around reaching out to 100% of KB prospects and securing a complete loan application within 5 days of KB Home contract.
· Manage loan-level dispositions reflecting the progress on the pipeline.
· Review all documentation provided by the borrower, check for accuracy, and address any discrepancies.
· Conversation Log must clearly note the status of any required documentation not included in the file.
· Achieve GOLD cert loan status within 30 days of KB Home contract on 90% of pipeline.
*Other Duties:* · Daily Pipeline Management (pre-qualification to funding).
· Regular status of the progress on the loan through collaboration with the Fulfillment Center.
· Quality Control - be familiar with and comply with all KBHS policies and procedures.
· Weekly customer contact on the pipeline.
*Skills, Experience, or Education: * · Must be fluent in speaking, writing, and reading in Spanish.
· NMLS Number required with at least two years' experience as a Mortgage Loan Originator.
· Minimum requirements are Conventional, FHA, and VA Closing/funding experience - TRID experience is a must.
· Must be detail-oriented, organized, and work efficiently under pressure.
· Ability to multi-task, as well as work efficiently and effectively within required deadlines.
· Reviewing files for completeness and adherence of fees and compliance with TRID regulation.
· Excellent verbal, written, and interpersonal communication skills.
· Demonstrate an OUTSTANDING level of customer service skills.
· Ability to learn quickly and apply that knowledge, along with the ability to work in a team environment.
· Work independently and be "self-motivated".
*Preferred Skills and Experience:* · Demonstrate high volume productivity.
· Bond experience.
KBHS Home Loans, LLC is powered by Guaranteed Rate.
Job Type: Full-time Pay: $60,000.
00 - $150,000.
00 per year Benefits: * 401(k) matching * Dental insurance * Flexible spending account * Health insurance * Health savings account * Life insurance * Paid time off * Referral program * Vision insurance * Wellness program Compensation package: * Bonus opportunities * Commission pay Schedule: * Weekends as needed Work setting: * Hybrid work Application Question(s): * What is your NMLS number? Ability to Relocate: * Valencia, CA 91355: Relocate before starting work (Required) Work Location: Hybrid remote in Valencia, CA 91355